When Should I Hire a Land Surveyor? – Refinancing or Obtaining a Mortgage
A mortgage company, whether it be a bank, trust company or others, usually requires a survey before they will lend money. Why is this a necessity and why are you often asked for an up-to-date survey? Do the lot size, building set-backs, pool and fence locations meet with local Zoning Laws?
The mortgage company will require the survey to protect their investment. They want to be sure that the land and buildings on which they are lending money are as described in the documents which accompany the transaction. They also wish to know that if they have to foreclose there will be no problems in re-selling the property.
“The quality of their work is excellent and they have been responsive to schedule deadlines. They also have the depth in staffing that allows us to contract for services and complete the work in response to tough client demands. I would highly recommend Garcia Surveyors.” — G. Simon, P.E. - Jones & Henry Engineers, Ltd.